About PlainMoney

PlainMoney Calculators is a small, independent website that offers free personal-finance calculators for everyday decisions: paying off debt, building a monthly budget, saving toward a goal, and getting out of credit card debt.

What we believe

Good money decisions start with seeing the numbers clearly. Our calculators show not only the answer but the assumptions behind it, so you can judge how closely it fits your situation. There's no sign-up, and the numbers you enter never leave your device.

How we make money

The calculators are free. To keep the site running, we may show advertising (for example, through Google AdSense) and we sell a small number of our own budgeting and debt-tracking templates on Gumroad. When a page links to one of our templates, we say so clearly. Ads and products never change how a calculator works or what result it shows.

Accuracy

We test each calculator against hand-worked examples and explain its limits on the page. Even so, the results are estimates for education and planning, not financial, tax, or legal advice. Please read our disclaimer.

Contact

Questions, corrections, or feedback are welcome — see our contact page.